Flood Resistant House Plans

   Before purchasing land, or choosing a specific building site; request flood plain information from the developer, realtor, or contact your local Army Corp of Engineers. A flood plain is measured in years; for example, if your property is located in a five year flood plain, your property could possibly flood every five years. Of course, the higher this number reads the less chance your property has of flooding. Properties with 50 to 100 year flood plains are preferred, but more commonly, might be located in 20 year flood plains. This measurement could raise or lower your property insurance. Be aware that the average home owner’s policy does not include flood insurance.

• WHAT IS A FLOOD PLAIN?

   If you are in an area that has a low flood plain or has been known to flood; it might be wise to place your finish floor level of your new house plan at a higher elevation than standard. This is costly, adding to the foundation wall, but in the long run could save thousands of dollars. Building a concrete wall in the low area of your property or manipulating the existing grade to berm up to and around the structure could also help you avoid problems.

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